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Weekly Mortgage Rates
30 Year Fixed
5.00 %
15 Year Fixed
4.36 %
1 Year ARM
4.07 %
Freddie Mac Natl. Avg.
Updated 5/6/2010
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Definition
U.S. Department. of Housing and Urban Development
A federal agency that oversees the Federal Housing Administration and a variety of housing and community development programs.
Underlayment
A layer of wood between the subfloor and the floor.
Underwriting
The process lenders go through to evaluate the risks posed by a particular borrower and to set appropriate conditions for the loan.
Undisclosed heir
A person who claims the right to a piece of property after the death of an owner without a will.
Undisclosed spouse
An unidentified marital partner who can claim the right to a piece of property.
Unrecorded deed
An unrecorded deed transfers ownership from one party to another without being officially recorded.
Unsecured loan
Any loan that is not backed by collateral.
Upgrades
Options than the standard carpeting, lighting, finish carpentryand other amenities offered to all buyers in a new-home project.
Upzoning
The process in which a property is zoned from a lower to a higher use.
Urban sprawl
The unplanned expansion of development over a large area.
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